定期寿险
负担得起的
option
术语 life insurance provides death protection for a stated time 期间或期限. 因为它可以以1美元的价格大量购买 relatively small initial premium, it is well suited for short-range goals such as coverage to pay off a loan, or providing extra 在抚养孩子期间的保护. 州立农场人寿pp王者电子官网 Company (not licensed in MA, NY or WI) or 状态 Farm 生活 and Accident Assurance Company (licensed in NY and WI) can help.
比较定期pp王者电子官网和永久pp王者电子官网*
| 定期寿险 | 永久的生命 |
|---|---|
| Provides coverage for a limited time period (term), if premiums 支付. | 提供终身pp王者电子官网，如果保费支付. |
| Provides a death benefit, but typically no cash value. | Cash value accumulates over time and creates an asset which may 在你的一生中使用. 1 脚注 |
| 最初是一种较便宜的人寿pp王者电子官网. | 保费水平. |
| 可再生或可转换. | Some types of permanent insurance offer flexible premium payments and level or increasing death benefit options. |
*You can convert any 状态 Farm term life insurance coverage to permanent coverage, regardless of your health status. 转换 options will vary by state and with some term policy types by age.
选择定期人寿pp王者电子官网
10年
起价15美元.02/mo**
$172.每年50
25万美元的pp王者电子官网
20年
起价15美元.22/mo**
$175.00每年
25万美元的pp王者电子官网
30年
起价19美元.14/mo**
$220.00每年
25万美元的pp王者电子官网
**抽样率是25岁的女性 伊利诺伊州的健康状况很好. 获取报价以查看个人定价. 需要帮助选择保单? 比较政策.
定期寿险选择比较
| 产品 | 优势 | 保费 |
|---|---|---|
| 选择项 |
优势可使用10年、20年或30年. 可续期至95岁. |
保费保证在初始期限内保持不变. 保费 每次续订时增加. |
|
返回的
优质项 |
优势保费 returned if insured outlives initial term. 可用20 或者30年. 可续期至95岁. |
保费保证在初始期限内保持不变. 保费 每次续订时增加. |
|
即时回答
术语 |
优势Ideal for protecting goals like paying off a loan or covering 最终的费用. 几分钟内得到办公室批准. 没有测试 要求.5 脚注 |
保费Budget-friendly and can be paid monthly or annually. |
我想多了解一些pp王者电子官网方面的知识?
1 永久 life insurance develops cash value that can be borrowed. Policy loans accrue interest and unpaid policy loans and interest will reduce the death benefit and cash value 政策的. The amount of cash value available will generally depend on the type of permanent policy purchased, 购买的pp王者电子官网金额, the length of time the policy has been in force and any outstanding policy loans. T在这里 may be tax consequences associated with policy loans. Neither 状态 Farm nor its agents provide tax or legal advice.
2 你的保费每年都会增加，直到95岁, but will never exceed the maximum premium stated in the policy.
3 Assumes death benefit has not been paid during initial policy term. The 退还保费 benefit on the base policy is not taxable. Any Waiver of Premium for 残疾 premiums returned as part of the 退还保费 benefit may be taxable.
4 Unpaid loans and withdrawals will reduce the 退还保费 and guaranteed death benefit and policy cash value. 贷款也会产生利息.
5 即时答题收费50美元,为50岁以下的人提供1万英镑的定期人寿pp王者电子官网, 或10年(以较长的为准). In-office approval available in minutes with no physical or medical tests 要求. Issuance 政策的 may depend upon the answers to the health questions in the application, the truthfulness t在这里of and the evidence of insurability.
披露的信息
这是对pp王者电子官网范围的一般描述. A complete statement of coverage is found only in the policy.
欲知更多报导详情, 成本, 限制, 和提高, 或者申请pp王者电子官网, 联系当地居民 州立农场代理.
pp王者电子官网 policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.
证券不受FDICpp王者电子官网, are not bank guaranteed and are subject to investment risk, 包括可能的本金损失.
州立农场人寿pp王者电子官网 Company (Not licensed in MA, NY or WI)
状态 Farm 生活 and Accident Assurance Company (Licensed in NY and WI)
布卢明顿,
Each insurer is financially responsible for its own products.
IL-7.15